Nearly 350,000 homeowners in California received some kind of foreclosure notice in the first half of this year. That is the highest rate in the country. Realty-Trac, the online service that tracks foreclosures, also reports banks are on pace to repossess more than 1,000,000 homes around the country by the end of this year.

Tens of thousands of struggling families have been trying to deal with their banks and lenders, sending in paperwork and payments, in an effort to win a modified loan with better terms. Many have been frustrated with ongoing delays.

More CA/Local News A pristine gated community in Irvine may not be the place you think of when you think housing crisis and sub-prime loan debacle. Still I am standing in front of a house with a foreclosure notice tacked in front. And it’s right across from Jean Wilcox’ house. She has been trying to get her loan modified for more than two years.

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